Patience is not just key, it’s critical! I would argue that your financial independence is completely dependent on whether you practice patience as part of the foundation in your life or not. My journey from being plagued with debt to being debt free, and now building wealth has included many events that have tested me…
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Defining Moments: $80k leaky condo
Like I’ve mentioned in my previous posts, life has a way of sucker punching me right in the face when I least expect it! If you’re like me, you’ve been cruising right along enjoying life when you’re hit so hard, so fast right out of the blue that you practically come out of your shoes!!! …
September budget…How did you do?
So today is October 4th.. That means that you completed your September month end (gave yourself a pat on the back for doing a good job), and started your October budget! So the question is then…how did you do last month??? If you’re like me, you did great! You’re well planned, and categorized your spending…
$60k in debt paid off in less than 2 years!!!
FI is a journey that requires sacrifices. Some people aren’t willing to make these sacrifices as it means that they’ll have to give up some of their comforts. Being able to make these sacrifices is being financially responsible! Some would call it financial maturity, or being able to delay gratification today in an effort to…
BUDGETING: What’s the deal? And why you need one!
Have you ever driven anywhere and completely disregarded the instrument gauge on your dash? Not once bothering to see if your tank is full of gas, or if your headlights are on, or how fast you are going! Probably never! If you did drive like this, do you suppose that it might be stressful with…
Franchising: Do you really know what you’re in for???
Do you consider yourself a foodie? Are you a great cook at home?? Or do you have a knack for spotting cool trends and can visualize yourself preparing dishes for others?? Have you ever dreamed of owning your own business? Perhaps a franchise? If you’ve answered yes to any of these questions, you might suspect…
WHY FI???
In this day and age, our culture is completely submersed in wastefulness! Consumerism and the need to have the latest and greatest is what is keeping many hard working people away from their financial goals and will continue to do so until they realize that they’re not any happier with MORE STUFF! In fashion, most…
OPM…Not Other People’s Money, but Other People’s Mistakes!!
In the Robert Kiyosaki (Rich Dad Poor Dad) era, OPM was a key phrase that meant using other people’s money (i.e. leveraging yourself) to acquire real estate, or other assets. I suggest that this strategy, while it is a very risky one can only relate to a small portion of the regular population. The other…
Welcome to my Blog!
Today is my very first post ever!!! I have been wrestling with the idea of starting my own blog for some time now. Just this past week after meeting with a mentor of mine, I came to the conclusion that I needed to just do it! What I promise to my readers is an authentic…
